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《Journal of Beijing Technology and Business University(Social Science)》 2013-02
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P2P Online Lending: International Development and Practice in China

ZHANG Zheng-ping & HU Xia-lu(School of Economics,Beijing Technology and Business University,Beijing 100048,China)  
Since 2011,with the crisis of private lending in Wenzhou,Zhejiang Province,the potential risk of the person to person(P2P) online lending platform has inevitably aroused deep worries in China.This paper analyzes the generation,development status,main models and features of P2P abroad.On that basis,it makes a comparative analysis of main models and new development of P2P in China and discloses its existing problems.Finally,it gives some policy recommendations accordingly.
【Fund】: 国家自然科学基金项目(71003022;71273020);; 北京市属高等学校高层次人才引进与培养计划项目(CIT&TCD201304031)
【CateGory Index】: F832.4;F724.6
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