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《Insurance Studies》 2008-02
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The experiences of Indian rural micro-insurance and its inspira- tion to China

Lin Xi Lin Yi  
Rural micro-insurance is an innovative type of insurance business attracting increasing attention in recent years in developing countries.India is the first country to launch micro-insurance plan in rural areas among its peers and has achieved good economic protection effects.India's successful experiences are getting more and more international attention and are in- spirational for China in developing micro-insurance in rural areas.Learning from Indian experiences,we should fully recog- nize the role of micro-insurance in social risk management,and the government should provide strong support for its quick development.At the same time,we should take into consideration of specific local situation and mobilize the roles of rural basic market and neighborhood organizations.We should also innovate on products and widely promote them among rural population in order to expand the micro-insurance market.The insurance regulator should strengthen supervision on micro-in- surance and risk control to maintain sustainable development of it.
【Fund】: 国家自然科学基金项目(70672082);; 国家社科基金重大项目和教育部新世纪创新人才支持计划资助
【CateGory Index】: F841
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