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《Journal of Shandong Institute of Business and Technology》 2007-01
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Discriminant Analysis of Credit Risk of Peasants' Loan in Rural Credit Cooperatives of China

LI Zheng-bo,GAO Jie(School of Agriculture and Rural Development,Renmin University of China,Beijing 100872,China)  
The author conducted an empirical study on determinants of default behavior of peasants in rural areas of China.The estimated results show that lending rate,time limit,service,non-farm income and expenditure,family business income and expenditure have strong influences on the default behavior of the peasants;the factors about age and the number of years set for education also have strong influences.
【CateGory Index】: F832.43
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