Full-Text Search:
Home|Journal Papers|About CNKI|User Service|FAQ|Contact Us|中文
《Journal of Chengdu University (Natural Science)》 2003-04
Add to Favorite Get Latest Update

Moral Hazard of Insurance Companies and Possible Solutions

ZENGZhaoyou(Southwestern University of Finance and Economy, Chengdu 610074, China)  
There are some kinds of risks for insurance companies including those shifted by the insured and those from management, among which is moral hazard .The reasons of moral hazard occurred in reality are the following: the negative effects in our transformation period; the imperfect management institutions of insurance companies; the trust to luck and hidden actions of the insured and so on. Accordingly, some effective steps should be adopted such as building the socialist moral system, strengthening the laws and rules of insurance profession?furthering the credibility system and the check and administrative penalty for insurance companies?enhancing the coordinative ability of insurance professional unions for information share and training work?establishing inside control institutions of insurance companies to stop up all loopholes which make moral hazard be possible.
【CateGory Index】: F840
Download(CAJ format) Download(PDF format)
CAJViewer7.0 supports all the CNKI file formats; AdobeReader only supports the PDF format.
©2006 Tsinghua Tongfang Knowledge Network Technology Co., Ltd.(Beijing)(TTKN) All rights reserved