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The Improvement of Banking Industry Organization in the Course of Institutional Transition

FU Guixing (Research Center of Industrial Economics,Shanghai University of Finance and Economics,Shanghai 200083,China)  
Because of the entry into WTO and the institutional transition to universal banking system since 1999,the potential financial risk in our country has greatly enlarged.The improvement of banking industrial organization has been regarded as one of the important measures to avoid risks and upgrade the competition of the banking industry.The paper points out that the present circumstance of banking industrial organization greatly restricts the achievement of industrial efficiency and the realization of the target of industrial security.The paper also discusses the ways to improve industrial organization.
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