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《Journal of Hefei University of Technology(Social Sciences)》 2019-02
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Research on Risk Identification and Measurement of P2P Network Lending Platform: Based on Entropy Method and CRITIC Algorithm

LIU Zhihui;HUANG Zhigang;School of Economics and Management, Fuzhou University;Department of Finance, Fujian Business University;  
In recent years, the credit risk problem of P2 P network lending platform has occurred frequently. So it is very important to conduct the risk identification. Based on the data collected from Wangdaizhijia website, this paper establishes the risk index system of the borrower, platform and lender, and then calculates the weight of each index by entropy method, CRITIC algorithm and comprehensive weighting method. The result shows that the risks of P2 P network lending platform come from the platforms, borrowers and lenders. The paper calculates and ranks the final scores of the risks of 30 platforms through the weight of the risk index system. It is shown that the risk of the venture capital platform is low, and the risk of the private platform is high. Finally, some suggestions on reducing risks are proposed.
【Fund】: 福建省教育厅社会科学研究项目(JAS150953)
【CateGory Index】: F832.4;F724.6
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Chinese Journal Full-text Database 1 Hits
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