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《Economic Management Journal》 2010-05
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Actuarial Model and Positive Analysis on the Replacement Rate of New Rural Social Old-age Insurance

DENG Da-song,XUE Hui-yuan (The Center for Social Security Studies of Wuhan University,Wuhan,Hubei,430072,China)  
Based on the"Guidelines on Launching Pilot Projects of New Rural Social Old-age Insurance"issued by State Government in 2009,this paper uses actuarial method to build an actuarial model of the replacement rate of new rural social old-age insurance,and then makes a positive analysis on the replacement rate based on this model.According to the analysis,the author puts up with the following advice:Make the per capita net income of farmers a base payment,and run the proportional rate system;Encourage farmers to take part in the insurance as early as possible and to maintain long-term enrollment fee;Encourage the insured farmers to choose a higher pay grade;Personal account fund of new rural social old-age insurance should,when appropriate,be invested and operated market-oriented;Continue to strengthen the security effect of land and family.
【Fund】: 教育部哲学社会科学研究重大课题攻关项目“新型农村社会养老保险制度研究”(09JZD0027)
【CateGory Index】: F323.89
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Chinese Journal Full-text Database 2 Hits
1 LIU Chang-ping,XIE Ting (Center for Social Security Studies,Wuhan University,Wuhan,Hubei 430072,China);The Feasibility of Application of Funded fully-Individual Account System to System Social Endowment Insurance at Chinese New Rural[J];The Theory and Practice of Finance and Economics;2009-06
2 Xue Hui-yuan,Wang Cui-qin;The comparison of costs of the pay-as-you-go and funding scheme pension insurance systems——Based on the payments equilibrium mathematical model of pension insurance[J];Insurance Studies;2009-11
Chinese Journal Full-text Database 8 Hits
1 ;探析新型农村社会养老保险制度[J];Reform & Openning;2010-16
2 Zhang Guang-xian;The Research on the reasonable Replacement Rate of Basic Endowment Insurance——Based on the Survey of Hangzhou[J];Journal of Fujian Institute of Financial Administrators;2010-06
3 DENG Da-song,XUE Hui-yuan(Center for Social Security Studies,Wuhan University,Wuhan 430072,China);Calculation and Analysis on the Replacement Rate of New Rural Social Old-age Insurance[J];Journal of Shanxi Finance and Economics University;2010-04
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