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《Journal of Shanghai Finance University》 2010-01
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The Shortcomings and Solutions of Centralized Credit Approval Process of the Commercial Banks

Jin Dunhuang, Jiang Mingzhe  
This article, through scouting the state of affairs between 1998 and 2009 that the commercial banks implemented vertical management of risk control and centralized approval loans, made a in-depth analysis of institutional arrangements, reasonable and feasible of process design on centralized approval loans, revealed the shortcomings of centralized approval loans which shows in theory and practice are separated, and proposed some practical valuable measures to compensate for the shortcomings.
【CateGory Index】: F832.4
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