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《Journal of Anyang Institute of Technology》 2018-03
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Statistical Investigation and Analysis of Campus Loan

LI Sensheng;School of Economics, Anyang Normal University;  
This article aims at researching the campus loans,we build statistic model through analyzing the relations between actual payment amount of installment and the time of installment as well as loan amount,applying SPSS software to solve and analyze.The results show that college students do not understand the campus loan deeply,and lack the awareness of the trap of luring the loans,and the ability to repay the loan is weak.At the same time,the campus loan repayment schedule in case,along with the increase of installments,the monthly repayment amount,service fees and the total payments superimposed increase,followed by a heavy debt pressure,not to mention the face failed to timely repayment in case of debt tragedy.High interest,high liquidated damages and high service charge,undergraduates has entered into a trip of"serial loans".
【Fund】: 河南省科技攻关计划(社发领域)项目(162102310384);; 河南省高等学校重点项目(18B910001);; 安阳师范学院科研培育项目(AYNU-KP-B15)的阶段性成果
【CateGory Index】: F832.479
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