Full-Text Search:
Home|Journal Papers|About CNKI|User Service|FAQ|Contact Us|中文
《The Study of Finance and Economics》 2000-12
Add to Favorite Get Latest Update

An Analysis of China's Banking Structural Effect and Its Impact on the Location of Mediumandsmall Commercial Banks

YUAN Ying (Business school of Wuhan University, Hubei Wuhan, China 430072)  
Empirical analyses made in the frame of basic concept and theory of banking market structure shows that market centralization degree of China's four large stateowned commercial banks is above 80 percent. However, China's banking doesn't appear obvious characteristic of economies of scales. Due to the existence of entry barrier and the absence of effective exit mechanism, China's banking takes on coexistence phase of excessive competition. The microeffect induced by the market structure is that four large banks' excessive monopoly and diseconomies of scales. The macroeffect is the shrinks of the credit of bank system, which can't offer powerful support for substantial economy growth. So when determining the market location strategy,mediumandsmall commercial bank colony represented by emerging stock commercial banks and city commercial banks should fully consider the market structural effect.
【CateGory Index】: F832.3
Download(CAJ format) Download(PDF format)
CAJViewer7.0 supports all the CNKI file formats; AdobeReader only supports the PDF format.
©2006 Tsinghua Tongfang Knowledge Network Technology Co., Ltd.(Beijing)(TTKN) All rights reserved