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《Journal of Chongqing Normal University(Edition of Social Sciences)》 2017-06
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Lending Behavior and Financing Preference of Farmers under the Constraint of Rural Financial Supply

Zhao Tianrong;Deng Weiping;School of Economics & Management,Chongqing Normal University;Qingyuan Central Sub-branch of PBC;  
The rural financial system needs to be recognized and participated by many farmers in order to effectively run,then the behavior characteristics and preferences of the participants also confirms the effectiveness of the rural financial supply in one side.This paper attempts to construct a theoretical model to explain the behavior of farmers' borrowing,uses the large sample data obtained from the questionnaire survey to describe the rural households' borrowing behavior and financing preference,and analyses the farmers' willingness financing behavior and channel selection,then the corresponding conclusions and policy recommendations are drawn.
【Fund】: 2012年国家社科基金项目《农村小型金融组织发展问题研究》(12BJY097)
【CateGory Index】: F832.43
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