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Correlation between Housing Accumulation Fund and Migrant Workers' Settlement

Liu Yiwei;  
Based on the data of floating population survey in seven cities in China, this paper divides new generation migrant workers' urban settlements into two dimensions: settlement intention and purchasing ability. It analyzes he impact of housing provident fund on the settlement of new generation migrant workers empirically. The results show that housing provident fund system has a significant positive effect on new generation migrant workers ' willingness to settle and purchase house. At the same time, housing provident fund has played a positive regulatory effect on the relationship between urbanization intention of new generation migrant workers and urban housing purchase. In addition, regional differences existes in terms of the impact of the housing provident fund system on the settlement of new generation migrant workers in urban areas. In western cities and central cities, it boosts the willingness of new generation migrant workers to settle and also increases housing purchase probability in two cities, but in eastern city,housing provident fund only improves the willingness to settle, while do not impose significantly effect on purchasing house. We should continue to improve housing provident fund system, while under the basis of realizing new generation migrant workers' urban dreams and promoting live and work in peace and contentment to orderly advance new urbanization construction and development.
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