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Study on the Loan Demand of Small and Medium Sized Enterprises from the Perspective of Enterprises' Behavior——From the Historical data of Wuhan National Economic and Technological Development Zone

HUANG Xiao-zhou(Development of Statistics and Applied Mathematics,Hubei University of Economics,Wuhan Hubei 430205,China)  
The loan of small and medium-sized enterprises is always the "bottlenecks" of development in our country,which become more and more serious after the Financial Crisis.From the perspective of behavioral economics,this study analyzed the attitude of the enterprise juridical person facing the risk of the loan by the "probit" Econometric Model.The study is based on the historical date of two state-level economic and technological development zone in Wuhan.
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