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《Industrial Technology and Vocational Education》 2018-03
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The Analysis of College Student Loan Characteristics and Solution Strategies

YANG Lili;Tangshan Polytechnic College;  
With the development of the Internet+, the consumption form of college students is changing from the original entity purchase to the consumption of the network. Advertisements of all kinds of goods are full of College Students' life. "Campus loan", with its advantages such as low threshold, simple procedure and quick arrival, attracts some college students' irrational consumption. That results in frequent incidents of violent collection, naked loans and usury.Through the questionnaire survey of 9 colleges and universities in 7 cities in 5 provinces in China, this paper studies the financial risks of "campus loan" and seeks effective"campus loan"solutions to avoid the risk of college students in"campus loan".
【Fund】: 2017年度教育部人文社会科学研究专项任务项目(高校思想政治工作)“‘校园贷’风险防范与教育引导机制研究”(项目批准号:17JDSZ3033) 项目负责人胡振明
【CateGory Index】: G645.5
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