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Empirical analysis on the efficiency of rural financial service in Heilongjiang province

LIANG Jing-xi,GUO Peng(School of Management,Harbin University of Science and Technology,Harbin 150040,China)  
Efficiency is the core of rural financial service.This paper uses ADF test and cointegration test to make an empirical analysis on the efficiency of rural financial service in Heilongjiang province compared with nation-wide sample.The conclusions manifest that the efficiency of rural financial service in Heilongjiang province is relatively higher than that in the whole country,and there exists efficiency difference between regions.In the long run,rural financial service should keep a kind of balanced and stable relationship with rural economic growth.The improvement of the efficiency of rural financial service can lead to a long-term growth of rural economy.
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