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《Journal of Henan Institute of Engineering(Social Science Edition)》 2010-01
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An Empirical Analysis of Factors Affecting Urban and Rural Residents' Savings in Henan Province

QIN Lei-lei (North China Institute of Water Conservancy and Hydropower,Zhengzhou 450046,China)  
Factors affecting urban and rural residents' savings could be income levels,interest rates,price levels,real estate investment,financial investment,and preventive motivation,etc.With the method of multivariate linear regression analysis,the effects of the various factors influence were estimated,and a model was developed.From the model,improving the social welfare system,a reasonable regulation of the real estate market, developing and improving the investment market should be taken to promote savings conversing to investment and consumption instead of simply relying on the interest rate policy.
【CateGory Index】: F832.22;F224
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