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Analysis and Development Suggestions of National Policy for Internet Finance

WANG Yixiao;WANG Xiangrong;MA Huizi;Institute of financial engineering,SUST;  
The Internet Finance has different characteristics from traditional finance,making the risk of Internet Finance have more uncertainty and variability.In order to resist the risk,our country already introduced a series of regulatory policies,to regulate,govern and support the Internet Finance industry and help China's Internet Finance enter from the savage growth stage into a period of normal development.However,the Internet Finance risk is still growing with the innovation,and present policies also have some deficiencies in the laws and regulations and in the credit mechanism.Therefore,it is necessary to formulate more perfect system of policies and regulations,starting from the interests of the investors,industry norms,and state support,to further promote the healthy development of Internet Finance.
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