Full-Text Search:
Home|Journal Papers|About CNKI|User Service|FAQ|Contact Us|中文
《Mathematics in Practice and Theory》 2013-17
Add to Favorite Get Latest Update

Comparative Study of SME Lending Model Based on Evolutionary Game

ZENG Jiang-hong;XIAO Tao;WANG Zhuang-zhi;School of Business,Central South University;  
The dynamic game process between banks and SMEs has been taken as an "imitation learning" progressive system,by inspecting bank loans costs,SMEs repayment costs,and their group identity,using evolutionary game theory to build up SMEs evolutionary game model of mortgage loan and mutual guarantee loan,comparing and analyzing the evolution paths and their corresponding conditions of these two lending models to explore ways in which SMEs' financing problems could be relieved.Results showed us that mortgage loans could not achieve the optimal equilibrium state in real conditions,however,mutual guarantee loans could either enhance the financing capacity of SMEs,or avoid the risks of bank loans,promoting dynamic game processes to the evolution of optimal equilibrium between banks and enterprises,so as to achieve mutual benefit and win-win.
【Fund】: 教育部人文社会科学研究项目“中小企业集合债券信用风险度量及控制研究”(10YJA790011)
【CateGory Index】: F832.4;F276.3;F224.32
Download(CAJ format) Download(PDF format)
CAJViewer7.0 supports all the CNKI file formats; AdobeReader only supports the PDF format.
Chinese Journal Full-text Database 6 Hits
1 GUAN Tao1 Li Yijun1 GAO Jing2(1.Harbin Institute of Technology,Harbin,China;2.Harbin University of Science and Technology,Harbin,China);Game Model for Enterprise Cooperative Competition in Value Network[J];Chinese Journal of Management;2010-02
2 YI Yu-yin~1, XIAO Tiao-jun~2, SHENG Zhao-han~21. School of Management, Jinan University, Guangzhou 510632, China;2. School of Management Science and Engineering, Nanjing University, Nanjing 210093, China;Evolutionary game analysis on opportunistic behavior in cooperative R&D market[J];Journal of Management Sciences in China;2005-04
3 Huang Kainan(Center for Economic Research,Shandong University);Evolutionary Games and Evolutionary Economics[J];Economic Research Journal;2009-02
4 Peng Jiangpo;The Credit Guarantee System of Medium-and-small Enterprises Based on Mutual Guarantee[J];Journal of Financial Research;2008-02
5 MEI Qiang1,MA Guo-jian1,DU Jian-guo1,2 (1.School of Business Administration,Jiangsu University,Zhenjiang 212013,China; 2.School of Management and Engineering,Nanjing University,Nanjing 210093,China);Study on the evolution route of small and medium-sized enterprises credit-guarantees[J];Journal of Systems Engineering;2009-03
6 MEI Qiang,MA Guo-jian,DU Jian-guo,LIU Zhong-cai(School of Business Administration,Jiangsu University,Zhenjiang 212013,China);A Study of the Evolution Route of Supervising Safety in SME Production[J];Chinese Journal of Management Science;2009-02
Chinese Journal Full-text Database 10 Hits
1 LIU Song et al(College of Economics and Management,South China Agriculture University,Guangzhou,Guangdong 510642);Soft Information,Core Competitive Edge and Private Relationship Lending[J];Journal of Anhui Agricultural Sciences;2011-28
2 YI Yu-yin(School of Management,Jinan University,Guangzhou 510632,China);Evolutionary Stability Analysis of Opportunistic Behavior[J];Journal of Chongqing University(Social Science Edition);2006-01
3 Gao Xiaoxun;Expected Profit,Entrepreneurship and Technological Innovation:Analysis Based on Evolutionary Game[J];Finance & Economics;2009-07
4 GUO Li-hong(School of Finance,Shanghai University of Finance and Economics,Shanghai 200433,China);The Determinants of Unlisted SMEs' Capital Structure[J];Collected Essays on Finance and Economics;2011-02
5 ZHONG Tian-li,JIANG Yong-min(School of Business Administration,Northeastern University,Shenyang 110004,China);Feasibility Analysis of Developing Mutual-aid Delcredere Agencies in Shenyang City and Its Basic Framework[J];Journal of Northeastern University(Social Science);2008-05
6 SUN Xiao-hua,SHAO Shan,SUN Xiao-zhu(Department of Economics,Dalian University of Technology,Dalian 116024,China);A Literature Review on Evolutionary Economics[J];Journal of China University of Geosciences(Social Sciences Edition);2010-05
7 HUANG Kai-nan(Center for Economic Research,Shandong University,Ji'nan 250100,China);Analysis on Four Theoretical Issues in Evolutionary Economics[J];Journal of China University of Geosciences(Social Sciences Edition);2011-06
8 Guo Qi(The Jinan Branch of People’s Bank of China,Jinan 250021,China);Rural Credit Assurance:Organization Innovation and System Drawback[J];Contemporary Economy & Management;2010-01
9 GU Shen,ZHANG Jun,DENG Xu-ping(School of Economics and Finance,Xi'an Jiaotong University,Xi'an 710061,China);Countermeasures for Rural Financing Difficulties in Western China under Double Dual Structure——Research Based on Evolutionary Game Theory[J];Modern Economic Science;2011-01
10 PAN Chang-feng(Public Economics and Finance Department of Minjiang University,Fuzhou Fujian 350108);The Steel Trade Enterprise Colony Joint Guarantee Association Loan Guarantee Pattern Searches Analyzes[J];Journal of Minjiang University;2010-04
China Proceedings of conference Full-text Database 8 Hits
1 Huang Kainan (Center for Economic Research,Shandong University);Coevolution between Individual Preferences and Institutions:A new approach[A];[C];2011
2 LI Tian-Bao,XIONG Wei-Qing,CHEN Cheng Institute of Electronic Commerce and Logistics,Ningbo University,Ningbo,315211,P.R.China;Evolutionary Game Analysis of Opportunistic Behavior Based on Trust Mechanism in Purchasing Alliance[A];[C];2011
3 DU Jianguo~(1,2),SHENG Zhaohan~1,MA Guojian~2 (1.School of Management Science and Engineering,Nanjing University,Nanjing 210093,China;2.School of Business Administration,Jiangsu University,Zhenjiang 212013,China);Evolutionary Economics and Its Application in Study of Small and Medium Enterprises[A];[C];2010
4 YANG Su 1,2,LIANG Chang-yong1,3,ZHAO Hui-fang1(1.School of Management,Hefei University of Technology,Hefei 230009,China;2.School of Management,Anhui University of Architecture,Hefei 230601,China;3.Key Laboratory of Process Optimization and Intelligent Decision-making,Ministry of Education,Hefei 23009,China);The Analysis of Regional Industrial Transfer Behavior Based on Evolutionary Game[A];[C];2011
5 LIU Yu-min,YAO Cheng(Business School,Zhengzhou University,Zhengzhou 450001,China);Evolutionary Game Analysis of Enterprise Recruitment Strategy[A];[C];2011
6 LI Zhi-qiang, WEN Jian-fang (1.School of Economics and Business Administration, Shanxi University. Taiyuan 030006; 2.School of Economics and Business Administration, Shanxi University. Taiyuan 030006);Research on Evolutionary Game Model for Entrepreneur’s Institution Innovation[A];[C];2009
7 LIU Jie~1,LIANG Jia-hua~1,WEI Fang-xin~2 (1.Management Department,Shanxi University,Taiyuan 030006,China; 2.China Institute For Radiation Protection,Taiyuan 030006,China);The Complexity of Market Competition:Mutation and Symbiosis[A];[C];2009
8 ;Evolutionary Economics Analysis of Business Risk Oriented Audit Change[A];[C];2012
【Secondary Citations】
Chinese Journal Full-text Database 10 Hits
1 GU Hai-feng (School of Business,Central South University,Changsha,Hunan410083,China);Study on the Inner Mechanism to the Formation of SMEs' Credit Guarantee Risk[J];The Theory and Practice of Finance and Economics;2007-03
2 XU Ting~1,ZHOU Yan~2(1.Institute of Comparative Politics and Public Administration,Zhejiang University,Hangzhou310028,China;2.College of Public Administration,Zhejiang University,Hangzhou 310028,China);Governmental Regulation of Production Safety from the Comparative Perspective[J];Journal of China University of Geosciences(Social Sciences Edition);2006-06
3 LUO Wei,TANG Yuan-hu (School of Management,Shanghai Jiaotong University,Shanghai 200030,China);A Game Analysis on University-Industry Cooperative Innovation[J];Systems Engineering;2002-01
4 GONG Yan ping,ZHOU Yu sheng (Central South University,Changsha 410083,China);Research on R&D Investment Based on R&D Spillovers[J];Systems Engineering;2002-05
5 CHENG Qi-zhi(School of Economics, Zhongnan University of Economics and Law, Wuhan 430060, China);Economic Analysis of Accountability Mechanism, Optimum Prevention,Health and Safety Regulation[J];China Industrial Economy;2005-01
6 Wang Chuandong Wang Jiachuan;International Experience of Small and Medium-sized Enterprises Credit Guarantee and Its Implication for China[J];Studies of International Finance;2005-10
7 YI Yu-yin~1,SHENG Zhao-han~2,XIAO Tiao-jun~2(1.School of Management,Jinan University,Guangzhou 510632,China;2.Graduate School of Management Science and Engineering,Nanjing University,Nanjing 210093,China);Study on Independent Innovation,Imitative Innovation Behavior and Evolution of Market Structure[J];Journal of Industrial Engineering and Engineering Management;2005-01
8 ZHOU Xue-rong(School of Politics Law and Public Administration,Hubei University,Wuhan Hubei 430062,China);An Analysis of the Governmental Regulation of the Coal Mine Production Safety[J];Journal of Hubei University(Philosophy and Social Science);2006-05
9 SHENG Zhao-han1,GAO Jie2,DU Jian_guo1,31.School of Management Science and Engineering,Nanjing University,Nanjing 210093,China;2.Shanghai Municipal Electric Power Company,Shanghai 200122,China;3.School of Business Administration,Jiangsu Umiversity,Zhenjiang 212013,China;Neo-schumpeterian evolutionary model of industrial dynamics based on NW model[J];Journal of Management Sciences in China;2007-01
10 Justin Yifu Lin & Yongjun Li;Promoting the Growth of Medium and Small-sized Enterprises through the Development of Medium and Small-sized Financial Institutions[J];Economic Research Journal;2001-01
©2006 Tsinghua Tongfang Knowledge Network Technology Co., Ltd.(Beijing)(TTKN) All rights reserved